Permanent & Total Disability Benefit and Waiver

2.7 Permanent and Total Disability Benefit

In the event of an Operative becoming Permanently and Totally Disabled through an accident, other than any loss of hands, feet or sight, such that the Operative is unable to engage in any gainful occupation and that such disability has continued for a period of not less than 52 weeks and that the disability is certified by a Doctor, there will be payable the full sum shown in Section B – Appendix 1.

In addition, an amount may be payable, which will be at the total discretion of the SJIB, where an Operative suffers some other serious illness or injury other than specified above and if, as a result of such illness or injury, the Operative is unable to ever work in the future as an operative in his SJIB Grade without being a safety hazard.

Payment of a Permanent and Total Disability Benefit will be in lieu of any other benefit whether it is the Disability Waiver Benefit or Death Benefit.

2.8 Total Disability Waiver

Operatives will be eligible, without extra premium, for Death Benefit and Permanent & Total Disability Benefit after 52 weeks of Sick Pay Benefit has been claimed.  Operatives will be required to provide proof of total disability once a year thereafter as required.  Subject to the provisions of the Death and Permanent & Total Disability Benefits, eligibility terminates at normal retirement age.

Employees who wish to implement the Total Disability Waiver should make an application in writing to the SJIB.